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Further
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Keep a Man Coming Back for More
Ben* has been happily married for 19 years. He recently told me the prime reason he married his wife is because, "She was the only girl I dated who could control me."
I had no idea what he was talking about. I don't know many people, men or...
Fancy Colour Diamonds – Diamonds Come In All The Colours Of The Rainbow
There may be nothing more beautiful than the diamond. There’s a reason that these precious stones are so highly sought after and the reason is beauty. Something that a lot of people may not know is that diamonds come in colours other than white....
A Look at Cloisonné Lapel Pins
Cloisonné lapel pins are the most traditional, if not the most collectible of the lapel pin types. Most of the older lapel pins are either die-cast metal or cloisonné. Cloisonné is from the French word for cell, which refers to the method that...
Teens And Cell Phones
Let the battle begin, should teens have cell phones? Well you will be pleased to know that over 94% of parents agree that cellular phones are good for teens and that’s according to a survey conducted by AT&T with parents and teens in LA and New...
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Your Home and Your Golden Years
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Written By:
Lois A. Vitt
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You've worked hard to afford the home you live in today. You have undoubtedly invested sweat equity as well as money to maintain your home and gradually shape it to the comfortable living space that now says, “This is who I am.” Your ultimate dream is to remain in this home - independent, financially secure, and in control of your personal and social needs and wants. Can you achieve that goal? It is likely that you can, with realistic planning and careful decision-making.
Our housing decisions at all stages of life are complex psychological processes that involve personal, social, tangible and financial factors. And these factors are not cut and dried. They entail reasonable needs and values, but they also entail wants (sometimes dating back to childhood) and even “shoulds” instilled in us by others.
If your goal is to remain in this home for the rest of your natural life, you need to think objectively about the home itself, and you also need to think about your own housing psychology.
How would you answer these questions?.
* What modifications will your home require in order to accommodate diminished mobility or disability?
* How will you handle the physical challenges of maintaining the structure as well as the lawn and garden?
* What shape are the major systems and appliances currently in, and what is likely to break down and need replacement?
* An active social life will keep you young and happy throughout your lifetime. Will you still have friends or relatives nearby to fulfill your social needs?
* And how long will you be able to drive in order to take - continued below ...
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care of your personal needs and enjoy the company of others?
* Can you plan for alternatives to personal driving?
* Are their resources available to provide assistance with daily living when you are at the point of needing help?
If you are willing to consider these contingencies and plan for aid in the future, will your budget accommodate those changes to your lifestyle?
As you seek answers to these difficult questions in order to make a long-term housing decision, keep in mind that we rarely make such decisions on the basis of hard financial facts and physical realities.
You have a housing history which includes the values, wants and needs associated with every place you've ever called “home.” It is possible that you are unwittingly clinging to psychological needs and wants from your childhood, perhaps related to early housing dreams unfulfilled.
Your housing decisions are about everything in your life, present and past. The more you can learn about your personal housing psychology, that place where human interaction - the role of “place” in our lives - and finance all come together, the more likely you are to make the right decision about remaining in your home through your final years.
About the Author
Lois A. Vitt is a housing expert and financial sociologist, and is the author of "10 Secrets to Successful Home Buying and Selling: Using Your Housing Psychology to Make Smarter Decisions", the first book in the real estate market to demystify the psychological forces behind our housing decisions. To learn more about Lois and this book, visit www.RealtyStudies.com.
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Cialis: A Long Journey
Appropriate systematic and repeated fulfillment of your elementary Passion requires only two things a willing partner and the desire. Least you bother about anything. But if your body fails to reciprocate the excitement of your mind, if you are...
Lead in Christmas Lights
The wires of many electrical devices, including Christmas lights, are insulated inside a plastic (PVC) coating. Some sort of stabilizer must be added to the PVC so that it will be heat resistant. PVC stabilizers commonly include metals such as lead,...
Pet Predicaments
When you're choosing a pet, you never consider the mark that your new dog or cat is going to make on your home ... literally. Even if you manage to housebreak your pet with complete success, you'll find evidence of your furry friend throughout the...
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