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Further
Reading ...
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Synthetic Diamonds – Chagrinned When Jewelers Scoff At Fabulous Fake Diamonds
New synthetic diamonds are so closely resemble mined diamonds that the naked eye cannot tell the difference, often saving consumers enough money to make a down-payment on a new home or buy a car. Unfounded diamond jeweler arrogance,...
How To Talk To Your Baby – And Understand What She’s Saying Back
It is incredible, but within a years time your baby will progress from random crying to talking. This is quite an achievement for your baby and in a very short period of time. In this chapter we will look at your baby’s development when it comes to...
Female Ejaculation: myth or fact?
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated. Word count: 368 Female Ejaculation: myth or fact?
by Helen...
The Importance of Pet ID Tags
A basic pet ID tags should contain a pet’s full name and address. But why stop there when customized pet identification tags can be designed using various machines and systems such as pet tag color matching system? There are so many choices...
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Paying for your Child's College Education
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Written By:
Cindy Morus
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This is probably the most intensive short-term cash drain on any family's finances. Unlike most other big- ticket items, such as homes or automobiles, that can be paid off in monthly installments, college tuition must be paid out over a relatively short period of time. With tuition at staggeringly high levels throughout the nation, a family's commitment to provide higher education for children can be overwhelming.
Ideally, a long-term plan for college education was initiated from the birth date of your college-bound student. There is no better way to ensure a child's education that a systematic savings plan. But this is not an ideal world, many of us must finance part of the college education out of the monthly family budget.
Before selecting a college, parents need to:
Determine how much funding can be available from conventional sources such as savings, income from the family budget, trusts, and part-time jobs, if more money is needed.
Explore the availability of scholarships, low-interest student and parent loans, second mortgages, and conventional loans.
Examine their own life insurance policies and retirement - continued below ...
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programs to ensure that college funds will be available in the event of their death.
Cost is not the only factor to be considered when selecting a college. While private colleges are generally more expensive than public colleges, they often have a wealth of financial aid programs that will make the tuition bite less severe. Many state and community colleges also have scholarships and loans available.
Libraries and bookstores carry many excellent college guides that give detailed information on individual college tuition charges academic programs. Keep in mind that most colleges have a financial aid office to assist students in determining when financial assistance may be available.
Tuition and associated fees increase by 6% each year (or more!)
About the Author
Cindy Morus (www.phelps-creek.com) is a Certified Financial Recovery Counselor and Certified Credit Report Reviewer. Contact her at 541-387-2995 or cmorus@phelps-creek.com. She is also the publisher and editor of "Women's Financial Freedom Monthly", an internet gazette dedicated to helping women and their families achieve financial well-being and peace of mind.
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