Banish Loans Forever
If ordinary, hard-working, people ran the bank... the very first thing to get rid of would be loans. Absolutely no more loans!
Because once they’re gone, there wouldn’t be any more:
- Due dates
- Interest charges - at any rate of interest
- Late fees or penalties
- Liens
- Applications or rejections
- Credit reports [Old joke - If it weren’t for bad credit, I wouldn’t have any credit at all]
- Playing catch-up month after month
And that means all the related emotional frustrations vanish as well. That would certainly make a lot of people happier. Don’t you think?
Instead of lending money, how about just giving it away? That should make everyone happier still.
Imagine a bank saying, "Help yourself - and never worry about paying it back." If it doesn’t matter whether money ever gets repaid - there goes accounting and bookkeeping. There goes financial records. There goes debt - along with bad debt. But that’s not a stretch for a bank that re-writes the rules. If you thought familiar bank policies were cast in stone, think again.
Up with Emotional Solvency - Down with Debt
A whimsical bank that just started on the Internet eliminates debt and loans. Won’t touch ’um. No way, for nobody. That’s because it rates a person’s emotional health higher than their financial wealth.
This quirky website places more value on emotional solvency than wealth accumulation. Huh? How’s that possible? It’s the logical (illogical, more like it) outcome of putting feelings first. And its other policies are equally unprecedented and unique. http://www.joyfulbanker.com/goofypoliciesdept.html
The Joyful Banker is a parody of all things financial. It just wants to make you happy - and it wants to keep money worries at bay (even if only for a little while). It exists solely to amuse and delight. To make people feel both generous and rich - with access to unlimited money (admittedly funny munny). This site delivers a high level of frivel (wordplay), giggle, and absurdity in the process.
People are More Valuable than Money... Really
Joyful Banker’s avowed purpose is to deliver joy and up-beat energy to all comers. But it can’t pull it off without putting money in its rightful place - which isn’t first place. Or even second. This is the only bank on the planet devoted to what’s really valuable - relationships, generosity, kindness and joy.
Joyful Banker is the Mother Lode of Binkle Lore and Wisdom
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