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Further
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The 5 B's of Effective Parenting
I hear the questions again and again: “How do I get my child to … …quit whining?” …do their homework?” …clean their room?” …do the dishes?” And I hear all kinds of answers for each situation. Here is my proposal, rather than handle each...
Easy and Inexpensive Hostess Gifts
In days gone by,it was considered impolite to go to someone's house for dinner or a party and not take a small gift for the hostess (or the host!). The gift didn't have to be anything "special" or very expensive, just something that said "Thank...
Weight Gain During Pregnancy, And Weight Loss After Pregnancy
Are women doomed to become fat after childbirth? What is normal weight gain during pregnancy, and what’s the link between pregnancy and metabolism? Will losing weight after pregnancy be easy, or will you gain weight? What to do while...
Determining the List Price When Selling Your Home
If you ask most people for the value of their home the response you receive will probably be much higher than the market value, a projection of the price the home should bring when the real estate market is competitive and open. This occurs because...
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Are You Financially Prepared to Have a Baby?
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Written By:
Nathan Dawson
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Perhaps you are a newly married couple doing some family planning, or you may have just discovered that you have a little “surprise” coming your way. Whether you are barely trying to get the hang of marriage and money management, or if you’re simply looking ahead to a future with a baby in it, a little financial planning will go a long way once your bundle of jubilation comes along.
The US Department of Agriculture estimates that a middle income family will spend a bare minimum of $250,000 to raise a child. Yikes! Don’t worry! Time is on your side. College won’t be for another 18 years, at the very least. But that doesn’t mean that you can slack off on saving, either.
A financial advisor can help you to realistically assess your income and your - continued below ...
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debts. More importantly a professional can help you set a realistic budget. Doing this will help you set sensible goals each month. You will find that, rather than go with your impulse to buy that “gotta have it” item, you will hold off on it a little longer, only to find that something of a much higher priority will come along.
That’s the whole idea of saving… saying “no” now so that you can say “yes” to the important things, later.
About The Author
Nathan Dawson writes for http://www.marriedfinances.com and http://www.successfulmarriageresource.com, great online sources for marriage and finance information.
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EVA'S WEDDING DAY
THIS POEM WAS WRITTEN FOR MY DAUGHTER, EVA, UPON HER WEDDING DAY: EVA’S WEDDING DAY When you were born, I knew from the start You were a special girl, near to my heart Your compassionate spirit and engaging smile Brightened my days and helped me...
Make Your Own Professional Gift Baskets
Ever given your family or friends a beautiful gift basket? Gift baskets are such a wonderful gift and can be given for any occasion. However, if you are like me you don’t have a clue where to start, let alone how to put one together….. and the...
Help! My Child Won't Go To School
"My nine-year old daughter has started to dread going to school. She always has a head or tummy ache, and ends up missing two or three days a week. When I tell her she has to go, she acts as if she's truly afraid, and cries and screams. We don't...
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