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Further
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Birthday Video - Turn Your Child's Party Video Into A Music Video
Kid Birthday Party - Birthday Video Most people shoot some random video of their child’s birthday party, then toss the video in a drawer and forget about it. Hey, we’re talking about some precious video of an important event in your child’s...
6 Fashion Tips for Gardeners
Clothes and skin cream are far removed from potting out your begonias, or digging a trench for a line of potatoes. But the clothes you wear are important for your protection in the garden. Here are six simple but effective solutions to various...
Parents, Kids And Time Alone
"What are some of the ways in which you explain to kids that mom and dad need time alone, without feeling guilty about it?"
A journalist, writing an article on having time alone and couple time when you have kids, asked me this question.
Parents...
How to Turn Tough Times Into Fun Times, A Daycare Guide: Planning for Holidays &
Teachers and caregivers often spend vast amounts of time preparing for special occasions, particularly for holiday celebrations. In fact, preparation for some holidays consumes so much teacher time that the children and their program are neglected,...
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Are You An Impulse Buyer?
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Written By:
Terry J. Rigg
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Impulse buying is simply defined as making an unplanned purchase.
This can be an extra pack of cookies when grocery shopping or
buying a car on a whim. Most of us are guilty of this at one
time or another. Even though the term is simple, it probably
accounts for the majority of money problems family's have.
Planning a purchase of any kind is absolutely necessary if you
intend to use your money wisely. That extra pack of cookies I
mentioned isn't going to break your budget, but with the prices
of groceries today, it doesn't take too many items to put a
dent in your grocery allowance. However, buying a car without
prior planning can get very expensive. Besides the obvious
things like finding the best purchase price and interest rate,
down payment, money for taxes and license, etc., you need time
to decide which car is right for your family.
The below list of tips may help prevent impulse buying:
If you see something you like, leave the store without it. Go
home and look at your budget. Then if you feel you can afford
it, go back. In addition, this will give you time to think about - continued below ...
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continued ...
whether you really need it.
Always go to the grocery store or dollar store with a list.
Buy just what is on your list. If you see items you would like
to have, make a note to put them on your list for your next
trip.
Always consider the entire price of an item before buying. In
my state, if you buy a car that costs $20,000, you have to pay
about 7% in sales taxes within 30 days of the purchase. That
$1400 may not be that easy to come up with.
I know that the above ideas takes all the fun out of spending
your money. Planning and budgeting are about as dull as watching
grass grow. However, a family that budgets their money and plans
purchases, will no doubt be able to make more purchases and feel
much better about it.
About the Author
Terry Rigg is the author of Living Within Your Means - The Easy
Way http://www.homemoneyhelp.com/ebookadpage.html and editor
of The FREE Budget Stretcher Newsletter and Budget Stretcher
web site http://www.homemoneyhelp.com. He has 25 years of
experience counseling individuals and families concerning their
personal finances.
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| _Additional Resources ... |
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Parents — The No Child Left Behind Law Won’t Do Much For Your Child
Past experience with federal education programs predicts that the No Child Left Behind act (NCLB) will also fail parents whose children are doing poorly in school. The federal government has spent over $120 billion on Title 1 programs for low-income...
Everything You Need To Know About Your Baby’s Teething Process
The teething process can be a difficult period for both the baby and the parents. The process starts at different ages depending on each baby but usually by age of 3 most infants have their primary teeth in place. If by one year your baby still has...
Baby Cold Symptoms and How to Give Care
Remember how miserable you felt when you last had a cold? Can you imagine what your baby must feel when he experiences a cold for the first time?
Viruses are responsible for causing colds. Infected people spread the viruses when they sneeze...
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